Open Banking Payment Gateway

Focus on your Payment Initiation Service and let us take care of your API connections to EU banks.
Request A Demo

Open Banking Payment Gateway

Focus on your Payment Initiation Service and let us take care of your API connections to EU banks.

Request A Demo

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All Your Connections In One Place

By using Salt Edge API, any authorized PISP can get instant access to all available payment initiation APIs in any bank across all the EU countries. By integrating just one API, you get access to thousands of bank connections. You will be able to provide fast payment services via Open Banking and PSD2 channels. Your end-customers can pay from the account of their choice, using their familiar banking authentication methods.

Salt Edge takes care of all your technical connections to banks, helping you to focus on your core business.

All Your Connections In One Place

By using Salt Edge API, any authorized PISP can get instant access to all available payment initiation APIs in any bank across all the EU countries. By integrating just one API, you get access to thousands of bank connections. You will be able to provide fast payment services via Open Banking and PSD2 channels. Your end-customers can pay from the account of their choice, using their familiar banking authentication methods.

Salt Edge takes care of all your technical connections to banks, helping you to focus on your core business.

Best Solutions for Your Problems

  • Lower fees
  • Fast refund process
  • Strong Customer Authentication (SCA)
  • Decreased number of frauds
  • Real-time transaction settlements
  • No chargebacks
  • Tailored services offered to end-customers

Best Solutions for Your Problems

  • Lower fees
  • Fast refund process
  • Strong Customer Authentication (SCA)
  • Decreased number of frauds
  • Real-time transaction settlements
  • No chargebacks
  • Tailored services offered to end-customers

Technical Integration Between Parties

The communication between involved parties occurs via APIs. This makes the payment process seamless and fast. In the new payment chain, Salt Edge becomes the connection point between PISP and thousands of banks across EU. Salt Edge provides PISP with complete documentation and a Sandbox for testing.

Technical Integration Between Parties

The communication between involved parties occurs via APIs. This makes the payment process seamless and fast. In the new payment chain, Salt Edge becomes the connection point between PISP and thousands of banks across EU. Salt Edge provides PISP with complete documentation and a Sandbox for testing.

What is Global Data Aggregation API?

The Global Data Aggregation API is the cornerstone of Salt Edge’s technology, with a coverage of 5586 financial institutions in 69 countries. It presents you with the end-customer’s transaction history in a clean and easy-to-understand format, all transactions being sorted through an innovative Categorization Engine based on self-learning machine algorithms.

Our FEATURES

Access to Banks

Global coverage of 5586 banks in 69 countries

Access to Sources

Access to all types of data sources: e-wallets, banks, crypto-wallets, etc.

Dashboard

Client Dashboard for monitoring end-customer activity, bank connections and their availability

Analysis

Additional Data Enrichment services for complex financial behaviour analysis

Compliance

Consent management system for a fully GDPR and PSD2 compliance

Security

Totally secure Solution for credential handling

Multiple Connections

Multiple connection types: APIs, OAuth, Direct Access, and File Import

Access to Data

Access to a complete set of data: Account Holder Information (name, address, contact details, etc.), Account Information (type, balance, currency, etc.), transaction history (description, amount, currency, etc.)

Compliance for Small and Medium Banks

Become fully compliant with PSD2 and Open Banking in a matter of months

Salt Edge API is built to comply with PSD2 and GDPR. The platform integrates all the EU banks PSD2 channels, providing access to account information and payment initiation capabilities via a single API gateway. It includes a consent management system to ensure the full compliance with GDPR.

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