It is the technology that gives you access to bank data from 5000+ financial institutions in over 50 countries. It presents ADIs, lenders, credit providers, PFMs and others with their end-customers’ transaction history in a clean and easy-to-understand format, all transactions being sorted through an innovative categorisation engine based on self-learning machine algorithms. The API platform also supports PSD2 & Open Banking across various markets and employs the highest security measures for handling personal data, for example:
Data from all types of accounts, such as current account, saving, cheque, mortgage, loan, insurance, and more,
Types of data – transaction history, account balance, account information,
Data enrichment services: transaction categorisation, merchant identification, financial insights, identification of income and more.
As the Australian Open Banking (CDR) Ecosystem matures we are working with Salt Edge to enable the Spectre product to support CDR in 2021. For more detailed information on the Spectre API, please follow this link – Salt Edge Spectre API.